Home  Login  Contact Us
 
   
 
 
 

Sample Model Portfolios

 
Conservative
Moderately Conservative
Moderate
Moderately Aggressive
Aggressive
Investor Profile You are looking for a relatively stable investment and require investments that generate some level of income. Your focus is on keeping pace with inflation. Income generating investments and capital app. are desired. You want the opportunity for long-term moderate growth. You want an investment that is geared for growth and are willing to accept above average risk. You are an aggressive investor and can tolerate market swings, especially on the downside.
  SHORTER INVESTMENT TIME HORIZON
LONGER INVESTMENT TIME HORIZON
Investor Objective Primary preservation of capital Moderate growth Steady growth in asset values Moderately high growth in asset values High growth in asset values
Risk Characteristics We believe there may be some losses in the values of the investment as asset values fluctuate. We believe there may be some losses in the values of the investment from year to year. We believe there will probably be some losses in the value of the underlying investments from year to year. Our belief is that they should be less than the overall markets. We believe there will probably be some losses in the value of the underlying investments from year to year. Some might be large, but our beilef is that they should be less than those of the markets. We believe there will probably be some losses in the value from year to year. Some might be large, but our belief is that they should be less than those of the stock markets.
 
LOWER RISK HIGHER RISK
 
Model Allocations
Investment Options
Target
Range
Target
Range
Target
Range
Target
Range
Target
Range
US Fixed
66%
(50-66)
47%
(40-55)
33%
(25-40)
16%
(10-20)
0%
(0-10)
International Fixed
10%
(5-15)
10%
(5-15)
8%
(3-12)
5%
(0-10)
0%
(0-10)
US Large Cap
16%
(10-20)
19%
(15-25)
25%
(20-35)
29%
(20-40)
36%
(25-45)
US Mid Cap
2%
(0-4)
6%
(3-9)
9%
(4-12)
12%
(8-20)
15%
(10-25)
US Small Cap
2%
(0-4)
6%
(3-9)
9%
(4-12)
12%
(8-20)
15%
(10-25)
Int Large Cap
2%
(0-4)
4%
(2-6)
6%
(3-9)
9%
(6-12)
12%
(8-20)
Int Mid Cap
0%
(0-2)
2%
(0-6)
2%
(0-6)
4%
(2-8)
5%
(3-10)
Int Small Cap
0%
(0-2)
2%
(0-4)
2%
(0-6)
4%
(2-8)
5%
(3-10)
Emerging Markets
0%
(0-2)
1%
(0-2)
2%
(0-3)
2%
(1-4)
3%
(2-67)
Sectors
2%
(0-4)
4%
(2-6)
6%
(3-9)
9%
(5-12)
12%
(10-15)
 
LESS VOLATILE MORE VOLATILE

Investments may have differences in guarantees, fluctuation of principal and/or return, insurance, tax features, etc. High yield bonds have greater credit risk than higher quality bonds. Small- and emerging-growth company stocks may be riskier and more volatile than larger, more established comapany stocks. International investing is subject to currency fluctuations and political changes. Real estate investments involve risks such as refinancing, economic impact on industry, changes in property values, dependancy on management skills and risks similar to small company investing. Sector portfolios and concentrated portfolios with fewer securities may be subject to greater price voloatlity. Past performance does not guarantee future results. We will discuss with you the risk associated with each type of asset class before recommending any specfic security. There is no assurance any strategy will be achieved.
 
 
Phone: (502) 442-0363, Fax: (502) 442-0367
Click here for BBB Business Review
603 North Shore Drive, Suite 102, Jeffersonville, IN 47130